We are pleased to announce TTI’s 2019 EMR at 0.79. 
It is our policy to provide and protect the health and safety of its employees in compliance with all health and safety legislation and other requirements to which we subscribe, and to continue to improve workplace health and safety by developing and monitoring programs aimed at the prevention and reduction of illnesses and injuries. The TTI Health and Safety program is designed to ensure the protection of TTI’s field personnel and professional staff, our client’s property and employees, the public, and the environment.
TTI’s comprehensive approach requires:
- management commitment, employee involvement and engages a full time EHS staff,
- a protocol of worksite analysis and medical surveillance,
- dedication to hazard prevention and control through written safety procedures appropriate for the various environmental, health and safety services provided by the Company and,
- health and safety training, procedures and supervision for the safe conduct of work.
This Health and Safety Policy is reviewed annually to maintain TTI’s overall health and safety performance and to provide strategic guidance to all operational divisions and support functions.
We are very proud of the entire TTI staff and their consistent actions of responsible, safe practices, regard for continued education and dedication to client needs.
About NJCRIB
NJCRIB is charged by statute to encourage employers to reduce the number and severity of accidents by adjusting premiums through the use of credits and debits under a uniform system of experience rating; establish and maintain rules, regulations and premium rates for workers compensation and employers liability insurance; and adopt means for assuring uniform and accurate audit of payrolls as they relate to workers compensation insurance. www.njcrib.com
Typically, if a contractor has an EMR greater than 1.0, the company is perceived as a high risk contractor not only to the client but to the insurance carrier as well. An EMR rating greater than 1.0 means the contractor more than likely had a workers compensation indemnity claim. To reduce future risk, the insurance company raises the business’ premium. This increase will stay with the business for three years. Experience modifiers are normally recalculated every year.
The ongoing 3 year attention to the EMR rating impacts the contractor and their ability to win new contracts and maintain current ones. Therefore it is critical to the life of the company to maintain an EMR below 1.0. A company with a lower EMR has a competitive advantage.